Wimpie CoxInsurance bicycle insurance, buildings insurance, business insurance, business interruption cover, car insurance, contents insurance, employee dishonesty cover, employer's liability cover, fleet insurance, insurance, money cover, personal accident, personal accident insurance, personal insurance, public liability cover, stock cover, stock in transit cover, watercraft insurance South Africa Click here 1 contact.
OUTsurance is a member of the FirstRand Group and an approved financial services provider.
In 2003, Business OUTsurance launched to cater for the unique business insurance needs of all types and sizes of businesses.
OUTsurance Namibia has also been operating in the Namibian personal short-term insurance market since July 2007.
In November 2008 Youi, our sister company in Australia, launched with world-class online quoting functionality offering car and home insurance.
OUTsurance offers South Africans a short-term insurance alternative of note:
* Through our sophisticated call centre, clients are able to talk directly to us without needing to go through a middle-man. This means no insurance broker fees or commissions are charged.
* Clients receive a cash OUTbonus - the first reward system in South Africa to return cash to clients who remain claim-free. To date, we've already paid out more than R800 million in cash to more than 150 000 happy clients!
* With our highly sophisticated underwriting systems, premiums are calculated according to a client's unique risk profile, meaning low-risk clients would not subsidise high-risk clients. So, if you're a low-risk client, you can get insured by OUTsurance for much less than what you're currently paying somewhere else.
* Our insurance products are affordable, straightforward and there are no hidden surprises.
* Clients pay a fixed excess amount, irrespective of the value of their claim and their premiums are fixed for a full 12 months.
A culture of 'awesomeness'
* Our staff are passionate about service - we're real go-getters who will go the extra mile to get the job done.
* We have a vibrant, employee-centered work environment and constantly challenge ourselves to become better at what we do. We strongly believe in ‘giving back to the community' and support various projects throughout South Africa. This includes the Pointsmen project where a team of men and women dedicate their time and effort to assisting motorists at busy intersections throughout Johannesburg, as well as the Staff Helping SA OUT project where staff members dedicated themselves to making a difference in the lives of less fortunate South Africans.
Products & Services
Personal Insurance
This is why you’ll love insuring with OUTsurance
* We do our very best to work out a deal that saves you money on your insurance!
* At OUTsurance your premium is determined around your risk factors and yours alone. We can cover you for much less than what you are currently paying if you're a low-risk client.
* Just like you, we absolutely hate hidden costs, complicated insurance documents and fine print. That's why there is no fine print and our documents are easy to read!
* You'll never pay any insurance broker fees or commissions - because we cut out the middleman.
* We realise that without you, OUTsurance simply wouldn't exist. That's why you can be sure to receive awesome service every time you deal with us.
* We know just how inconvenient it is when you've suffered a loss and have to claim. We will do our best to process your claim as quickly as possible and get you sorted ASAP!
* Receive free Help@OUT emergency roadside and home assistance - 24 hours a day, 7 days a week.
* If you remain claim free for three years, you'll get 10% of your premiums back in hard cash. Remember we pioneered the OUTbonus and have paid over R800 million back to clients.
Car Insurance
With our comprehensive car insurance product, you're covered if you are involved in a car accident; an unfortunate victim of theft or hijacking; or if your vehicle is damaged intentionally by someone else. Our comprehensive car insurance product also covers your vehicle if it is damaged by acts of nature (including flood), explosion and fire. Cover for hail damage comes standard with our comprehensive car insurance package.
Contents Insurance
Your household contents are made up of all the moveable 'things' in your house - from your cutlery and crockery to that fancy new flat screen TV. In the event of a valid claim, we'll repair or replace these items.
Bicycle Insurance
Our bicycle insurance package will cover your bike every time you ride it! Your bicycle and accessories are comprehensively insured during training, whilst competing in a race (no limit) and when you're transporting your bicycle!
Personal Accident
Personal Accident Insurance provides you with the option of covering anyone in your household between the ages of 14 and 70. OUTsurance will provide cover in case of accidental death, accidental permanent disability or accidental temporary total disability.
OUT-and-About (All Risk) Insurance
To complement our value-for-money household contents cover, we've put together OUT-and-About insurance cover for items such as clothing, jewellery, sporting equipment, cellular phones, laptops, MP3 players and cameras. There's no place on earth where you won't be covered, so make sure that whenever you leave your house, you take OUTsurance with you.
Buildings Insurance
Your house is probably your most valuable asset, and that's exactly why we've put in a great deal of time and effort to design a buildings insurance package (also known as 'homeowners insurance') that will have the structure of your house properly covered. OUTsurance covers your building for the full cost of rebuilding or repairing it with brand-new materials.
Watercraft Insurance
If you are a keen water sports enthusiast and are lucky enough to own a motor boat, ski boat, wet bike (jet ski) or a rubber duck, our watercraft insurance package provides the perfect cover.
Essential Insurance
We developed Essential OUTsurance to offer low-cost, straightforward insurance specifically designed to fit even the tightest budget, providing you with peace-of-mind insurance for your vehicle, contents and building.
Business Insurance
This is why you’ll love insuring your business with us
* At Business OUTsurance, it doesn't matter how big or small your business is, or the type of industry you operate in - we'll still work out a deal that saves you money on your business insurance!
* Your commercial insurance premium is determined around your business' risk factors and yours alone. If you are a low risk client, your business could get covered by us for much less than what you are currently paying.
* Just like you, we absolutely hate hidden costs, complicated commercial insurance documents and fine print. That's why there aren't any!
* You'll never pay broker fees or commissions.
* We realise that without you, OUTsurance simply wouldn't exist. That's why you can be sure to receive awesome service every time you deal with us.
* We know just how inconvenient it is when you have suffered a loss and need to claim. We will therefore do our very best to get your business insurance claim sorted ASAP!
* You'll have access to Help@OUT emergency roadside and office assistance - 24 hours a day, 7 days a week.
* If you remain claim free for three years, you'll get 10% of your premiums back in hard cash. Remember we pioneered the OUTbonus and have paid over R800 million back to clients.
Car / Fleet Insurance
At Business OUTsurance, company vehicles are covered in case of a car accident, hijacking, theft, fire, explosion and also against acts of nature. We also cover your vehicles for hail damage which comes standard at no additional premium.
Contents Insurance
We'll insure all the moveable items inside your business (or items designed to operate outside the building) against malicious damage or damage caused by fire, impact, power surges and dips, impact and acts of nature.
Electronic Equipment
You can apply for stand-alone cover for your electronic equipment without needing to insure your business contents first. We cover licensed software, scanners, printers, audio or visual equipment or any industrial equipment items.
OUT-of-the-Office (All Risk Insurance)
OUT-of-the-Office insurance provides worldwide cover for business items such as notebooks, laptops, pagers or cellphones that are taken or used outside the office.
Buildings Insurance
Our buildings insurance package covers the building itself, the outbuildings, as well as all your permanent fixtures, fittings or any improvements made to the building. This means that the entire structure, including patios, driveways, gate motors to underground pipes and cables are covered.
Other Business Insurance Products
Our business interruption product covers any financial losses you may suffer due to the interruption of your business following a valid claim. OUTsurance also offers personal accident insurance which covers your business partners or employees in case of accidental death or disability. Other business insurance products include cover for stock and money, employer's liability, employee dishonesty, public liability and watercraft insurance.